Beginnings

Ithaca, NY #68322 Mid ($500M–$2B) Healthy Low-Income ⚡ FedNow CEO: Lisa L Whitaker

Assets

$1.5B

▲ 2.2%

Members

77,622

▲ 3.0%

Loans

$1.1B

▲ 2.6%

Net Worth

14.01%

▲ 0.32

ROA

0.73%

▲ 0.65

Delinquency

0.69%

▲ 0.09

Merger History · NCUA Records

Continuing institution in 2 reported approval pairs

· WESTAR CAMILLUS, NY · First reported 2025-12 · EXPANDED SERVICES · Reported assets: $32.5M

· CORE EAST SYRACUSE, NY · First reported 2022-03 · EXPANDED SERVICES · Reported assets: $131.4M

Pending Filings

Receiving Westar 2026-03-16 · Docket NCUA-2026-0137

MAIR approvals do not establish whether or when a merger closed. View all NCUA merger filings →

Tools & Analysis // Beginnings

Scorecard Performance Report Research Report 🔒 Time-Series 🔒 Forecasting 🔒 Peer Group 🔒 Stress Test 🔒 HMDA Mortgage 🔒 Branch Explorer 🔒

Financial Performance

Loan-to-Share

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Efficiency Ratio

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Net Interest Margin

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Institutional Analysis // Strengths // Risks // Opportunities

Quarterly History // Deposit Mix // Income Statement

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