North Central Area

Houghton lake, MI #61953 Small ($50M–$500M) Healthy Low-Income ⚡ FedNow CEO: Mark Richter

Assets

$271.7M

▲ 0.9%

Members

20,640

▲ 2.0%

Loans

$204.4M

▲ 6.7%

Net Worth

11.55%

▲ 0.24

ROA

1.39%

▼ 0.02

Delinquency

0.95%

▲ 0.07

Merger History · NCUA Records

Continuing institution in 2 reported approval pairs

· COMMUNITY PROMISE KALAMAZOO, MI · First reported 2025-12 · POOR FINANCIAL CONDITION · Reported assets: $718K

· FIRST UNITED GRANDVILLE, MI · First reported 2023-03 · EXPANDED SERVICES · Reported assets: $61.0M

Pending Filings

Receiving First United 2023-05-23 · Docket NCUA-2023-0035

MAIR approvals do not establish whether or when a merger closed. View all NCUA merger filings →

Tools & Analysis // North Central Area

Scorecard Performance Report Research Report 🔒 Time-Series 🔒 Forecasting 🔒 Peer Group 🔒 Stress Test 🔒 HMDA Mortgage 🔒 Branch Explorer 🔒

Financial Performance

Loan-to-Share

██.█%

Efficiency Ratio

██.█%

Net Interest Margin

█.██%

Institutional Analysis // Strengths // Risks // Opportunities

Quarterly History // Deposit Mix // Income Statement

Unlock Full Profile

Complete financials, HMDA data, peer benchmarking, M&A and regulatory tracking, Institutional Analysis, and original reporting from The Credit Union Wire — for North Central Area and every federally insured U.S. credit union.

Start Free Trial

No charge for 3 days