GreenState capital data summarize how Greenstate's balance sheet, member base, credit metrics, earnings, and net worth moved through the first quarter.
Highlights
- Assets: $11.2B at March 31, 0.37% from year-end and 4.14% from a year earlier.
- Loans: $9.2B, equal to 82.15% of assets.
- Member shares: $8.8B, with loan-to-share at 104.13%.
- Credit: delinquency was 1.26%; net charge-offs were 0.95% of average loans.
- Net worth: 8.71%; return on assets was 0.6%; year-to-date net income was $16.7M.
GreenState capital narrative
NCUA 5300 Call Report data for charter 60269 show Greenstate reported $11.2B in assets, $9.2B in loans, and $8.8B in member shares at March 31.
The lending side accounted for 82.15% of assets, and the loan-to-share ratio was 104.13%. Those two measures give readers the basic balance-sheet context for comparing Greenstate with other large credit unions.
Credit and earnings metrics round out the Q1 view. Greenstate reported a 1.26% delinquent-loans-to-total-loans ratio, 0.95% net charge-offs to average loans, 0.6% return on assets, and $16.7M in year-to-date net income.
Net worth ratio, loan concentration, member-share growth, and credit costs should be read together because they describe different parts of the same cooperative balance sheet. None of those measures alone is the story; together they show how the quarter moved.
This series uses a straightforward format: highlights first, then the narrative around assets, loans, member shares, credit, earnings, and net worth. The goal is to make the Q1 call-report movement readable as a data update for industry readers.