Essential
Assets
$429.8M
▲ 2.6%
Members
31,118
▲ 1.9%
Loans
$343.6M
▲ 3.1%
Net Worth
9.04%
ROA
0.49%
Delinquency
1.12%
Merger History · NCUA Records
Acquired 1 credit union since 2018
· PRIORITY POSTAL
PASADENA, TX · 2023-12 · POOR MANAGEMENT · $2.7M
Financial Performance
Loan-to-Share
██.█%
Efficiency Ratio
██.█%
Net Interest Margin
█.██%
HMDA Mortgage Lending
Originations
█,███
Denial Rate
██.█%
Avg Rate
█.██%
AI Analysis // Strengths // Risks // Opportunities
Quarterly History // Deposit Mix // Income Statement
Unlock Full Profile
Complete financials, HMDA data, AI analysis, peer benchmarking, and 10-year history for Essential and the current credit union roster.
Start Free TrialNo credit card required